The best car insurance deal for you could be totally different to what’s
best for the next person, because you need a policy tailored to your
individual circumstances.
The right type of insurance will often depend on the value of your car.
If your car is worth less than $10.000, then the best car insurance for
you would usually be third party, fire and theft cover. This way, if
you make a claim, other parties involved will still be compensated.
Also, in the event of a fire or theft you will be covered.
If your car is only worth $4.000 then it is not worthwhile paying for
fully comprehensive cover every year -the yearly premium for that could
be more than your car is worth.
Obviously the decision is up to you, and you may want the extras that come with comprehensive cover.
Get the best car insurance for drivers
The more drivers you add to your policy, then the more expensive it
will become. But sometimes it’s unavoidable and if your additional
drivers are experienced, and the car you are sharing is of a high value
(i.e. over £5000) then you may wish to take out comprehensive insurance.
If you can avoid adding drivers who will only be using your car
infrequently then you will make large savings. Often, it is more
economical to take out temporary insurance every once in a while for
other drivers, rather than have them included on your policy.
Get the best car insurance for your age
If you are a young driver, car insurance companies will penalise you
heavily for your inexperience. But there are ways to keep these costs
down. See you tips for getting the cheapest young driver car insurance.
If you are an older driver with an expensive car then you may be best
searching for quotes for comprehensive cover. In the event of an
accident, damage to your car will be repaired, as well as damage to the
other cars involved. Comprehensive cover also includes cover for things
you may not have even thought of, such as windscreen damage and personal
injury.
Also, if you are experienced and have a clear driving record, with a
no claims bonus, your premium should be relatively low. This may mean
you are able to afford a higher level of cover, such as fully
comprehensive. It’s worth remembering that individual insurers offer
different options on their comprehensive cover. If there is something
specific you would like covered, then you should ask the insurer.
Fora je post,prebacujes se na engleski :))
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